There are 3 ways to get help paying off your debts.
Check out the options below to see what service is right for you:
Orderly Payment of Debts Program
- Federally legislated
- No minimum debt
- Includes tax debt and student loans
- 5% interest
- Debt collectors stopped
Exclusively managed in Alberta by Money Mentors
Consumer Proposal
- Minimum debts $6000
- Includes tax debt and some student loans
- No interest
- Debt collectors stopped
- Repayments managed by an insolvency trustee.
Debt Management Plan
- No minimum debt
- Does not include tax debt
- Reduced or no interest
- Cannot offer Consumer Proposals
- Repayments managed by a credit counselling agency.
Be very careful selecting a credit counselling agency. Click here for more information.
For help in another language call 211.
CPLEA believes that access to understandable information about laws and legal processes should be the right of everyone in a free society. With the help of Kyla Sandwith of De Novo Inc. and other concerned members of Alberta’s legal community, CPLEA created this online resource to help Albertans dealing with debt find the help they need.